Pengaruh LDR, NPL, dan BOP Terhadap ROA Pada Bank Devisa Yang Terdaftar Di Bursa Efek Indonesia

Abstract

This study aimed to examine the effect of Loan to Deposit Ratio (LDR), Non Performing Loan (NPL) and Operating Expenses Revenue (BOPO) on Return On Assets (ROA) at the foreign exchange bank listed on the Indonesia Stock Exchange Year 2009- 2013.Technique of analyzes using the multiple linear regression analysis. The research concluded that LDR positive and significant impact on ROA, as well as the NPL positive and significant impact on ROA. While BOPO a significant negative effect on ROA.

Keywords: Loan to Deposit Ratio, Non Performing Loan, Biaya Operasional,

                  Return On Assets